Accidents are quite common, and they sometimes cause fatal injuries leading to disabilities or death.
Personal Accident Insurance is a benefit policy providing compensation in the event of an unfortunate event.
Policy covers the following accident-related events:
- Permanent Total Disability
- Temporary Total Disability
- Medical expenses
- Repatriation expenses for transporting mortal remains
- Horseback riding
- Ship and Air crew
- Hazardous sports
- War, sabotage and Terrorism
You have the option to choose a sum insured up to a maximum of 4 times your annual salary.
Medical and repatriation expenses are limited to AED 5,000 per person.
Period of Insurance
The coverage is usually provided for a period of one year.
Temporary Total disability benefit is subject to time deductible.
Medical expenses benefit may be subject to a monetary deductible applicable for each and every loss.
Premium rates are based on
- Capital sum insured opted
- Age of the person
- Life style
- Selected Benefits
- Policy deductibles
- Geographical area to be covered
Please note that for the easy understanding of the insurance policy, we have highlighted the important aspects. We will be glad to receive your queries and discuss the full set of policy terms, conditions and exclusions.
For more information, please contact Nasco Gulf at +971 4 351 8610.
- 100% of capital sum insured in the event of death
- 100% of capital sum insured in the event of permanent total disability
- As per continental scale, compensation is based on the percentage of disability suffered in the event of permanent partial disability.
- Compensation is calculated on the basis of weekly salary for up to a maximum period of 52 weeks.
- Medical expenses and Repatriation expenses are reimbursed on actual incurred basis
- You must alert us of any accident that may lead to a claim covered under the policy, and our team of experts will assist you in the quick settlement of the claim.
Call us as soon as possible, in case of an accident, and our team of experts will guide you through the claim process. For more information, please contact Nasco Gulf at +971 4 351 8610